It is important for workers who have been injured to be aware of the various benefits that are available under Workers' Compensation. There are four primary types of benefits that can be received: medical care, temporary disability benefits, permanent disability benefits, and supplemental job displacement benefits.
Medical care benefits are designed to cover all necessary medical treatment and services that are related to the injury that occurred while working. This includes doctor visits, hospitalization, surgery, prescription medication, and any other medical care that is deemed necessary.
Temporary disability benefits are intended to provide financial support to workers who are unable to work due to their work-related injury. These benefits typically amount to two-thirds of the worker's average weekly wage and can be received for a maximum of 104 weeks.
Permanent disability benefits provide compensation for any lasting impairment or disability that was caused by the work-related injury. The amount of compensation that is provided is based on the severity of the injury and its impact on the worker's ability to perform their job.
Supplemental job displacement benefits are available to workers who are unable to return to their previous job due to their injury. This benefit covers training and educational programs that are designed to help the worker find alternative employment.
It is important to have a good understanding of the different types of benefits that are available under Workers' Compensation, in order to ensure that you receive the support that you need following a work-related injury. Our team of professionals is here to assist you in navigating the complex process of Workers' Compensation and help you receive the benefits that you are entitled to.
Medical Benefits
The Significance of Medical Benefits
Injuries sustained at work can have a severe impact on an employee's physical, mental, and financial well-being. This is why it is crucial for workers to have access to medical benefits through their employer's workers' compensation insurance. These benefits cover the costs of medical treatment, such as doctor visits, hospital stays, surgeries, medications, and rehabilitation services. Not only do they aid employees in recovering from their injuries, but they also prevent further complications.
As per the National Safety Council, workplace injuries had an estimated cost of approximately $161.5 billion for employers in the United States during 2017. On the other hand, the expenses for medical bills and lost wages can be catastrophic for employees. Therefore, access to medical benefits is of utmost importance for workers who sustain injuries while on the job. These benefits allow them to concentrate on their recovery without worrying about the financial burden.
Our team comprehends the significance of medical benefits for employees. Our experts work closely with our clients to ensure that they receive the necessary medical care to recuperate from their injuries and return to work as soon as possible. We believe that every employee deserves equitable compensation for their injuries, and we work tirelessly to ensure that they receive it.
Lost Wages Benefits
Benefits for lost wages are a critical part of Workers Compensation, as they ensure that workers who are injured are compensated for any wages that they lose due to their injury. According to the National Safety Council, the average cost of a lost workday injury in 2019 was $1,100, which can be a significant financial burden for workers and their families.
Workers who are injured may be eligible to receive a portion of their wages while they are unable to work due to their injury. This can include benefits for temporary total disability, which provide compensation for the entire period of time that the injured worker is unable to work, as well as benefits for temporary partial disability, which provide compensation for a portion of the time that the injured worker is unable to work.
It is crucial for injured workers to understand their rights regarding benefits for lost wages. Our team of experts can assist injured workers in navigating the complex Workers Compensation system and ensuring that they receive the benefits to which they are entitled.
Job Retraining Benefits
Sometimes, an injury that occurs on the job can be so serious that an employee is unable to return to their previous position. This is where the advantages of job retraining come into play. These benefits are intended to assist the injured worker in retraining for a new vocation that they can perform, despite their injury.
The specifics of job retraining benefits vary from state to state, but they frequently cover the cost of training, including tuition fees, books, and supplies. In certain instances, the benefits may also cover the worker's living expenses while they are training.
According to a recent study by the National Council on Compensation Insurance, job retraining benefits have had a positive impact on the outcomes of injured workers. The study found that workers who participated in job retraining programs had higher employment rates and higher wages than those who did not.
At our organization, we recognize how daunting it can be to navigate the workers' compensation system, particularly in relation to job retraining benefits. Our team of experts is available to assist injured employees in comprehending their rights and obtaining the benefits to which they are entitled.