The law that mandates employers to provide benefits to employees who are injured or fall ill as a result of their job is known as workers' compensation law. This law is aimed at safeguarding the interests of employees in case of work-related accidents or injuries. In the United States, almost all employers are required to have workers' compensation insurance. However, the benefits offered to employees may differ from state to state.
As per the National Safety Council, workplace injuries in the US numbered over 2.8 million in 2019. Such a large number underscores the significance of workers' compensation law. If you suffer an injury at work, you may qualify for medical benefits, compensation for lost earnings, and other forms of compensation.
It is important to bear in mind that workers' compensation law is intricate, and attempting to navigate it alone can be challenging. This is why it is vital to work with a team of experts who can help you comprehend your rights and secure the compensation you are entitled to. Our workers' compensation attorneys are here to guide you at every stage of the process.
What is Covered by Workers Compensation Laws?
The laws concerning compensation for workers are designed to safeguard employees who have sustained injuries or illnesses related to their job. These laws offer financial aid, medical treatment, and other forms of support to help them recuperate and resume work. In most states, employers must possess workers compensation insurance, which takes care of the expenses incurred for these benefits.
These laws cover a diverse range of injuries and illnesses that may occur in the workplace. It comprises physical injuries such as broken bones and back injuries, as well as illnesses caused by exposure to hazardous substances like chemicals. The laws also encompass injuries that happen while traveling for work, and mental health conditions such as depression and anxiety that arise due to job-related stress.
Despite the differences in the workers compensation laws across states, they all have a shared objective- to provide injured workers with the necessary support and help to recover and resume work. If you have sustained injuries while on the job, it is crucial to seek guidance from a proficient workers compensation attorney who can help you navigate the intricate regulations and laws governing these benefits.
What is Not Covered by Workers Compensation Laws?
When an employee gets injured while working, they may be eligible for compensation benefits. However, it's important to note that not all injuries or situations are covered under workers' compensation laws. For instance, if the worker was under the influence of drugs or alcohol during the accident, they might not be eligible for benefits. Moreover, if the injury was self-inflicted or caused by the employee's intentional wrongdoing, it may also not be covered.
It's worth mentioning that workers' compensation laws do not cover emotional distress or pain and suffering. Although these consequences may be genuine after a workplace injury, they are not considered compensable under workers' compensation laws. It's crucial to understand that the purpose of workers' compensation benefits is to cover medical expenses, lost wages, and other specific costs related to the injury.
It can be challenging to comprehend what is and isn't covered by workers' compensation laws. Our team of professionals is available to assist you in navigating the process and ensuring that you receive the benefits that you're entitled to.